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Should I carry cash or rely on cards while traveling in Pakistan?

Carrying cash is advisable, as card acceptance is limited outside major hotels and shopping centers.

City payments

In cities such as Islamabad and Lahore, larger restaurants and hotels may accept cards, but many smaller businesses operate on a cash basis.

Northern regions

In northern towns like Hunza or Skardu, card facilities can be inconsistent, and ATMs may occasionally be out of service.

Practical tip

Keeping a mix of smaller denomination notes helps with local transport, markets, and rural stops.